Premier Insurance Partners is very excited to introduce a NEW, very low priced lead program. This program is exclusive – you cannot get it direct. The program is not used by the general agent population.

You get a 60-day exclusive on the zip codes you choose. The price is unbeatable, and the leads are available immediately through a passcode protected web site.

Response rates are very high, nearly double over most other lead sources. If you are interest in reply card mailings for life, annuity, or Medicare leads simply call Premier Insruance Partners now.

If you want to take your business to new levels, give this program a try! Call now for details, 800-504-7471!

We are very proud to present our very popular web-based, Medicare Training Camp, starting soon.

As everyone is aware, Premier Insurance Partners was founded on the principle of providing consistent, quality training. Whereas most brokerages simply push product and rates, we continually strive to provide agents with the needed training to go with it.

Once again we are providing our updated Medicare Training Camp, simply call to register for any or all of our 3 sections.

April 23 – Medicare and Medicare Supplement Basics - perfect for the rookie just getting starting or the veteran looking for the latest updates.

April 30 – Sales Tools and Ideas - learn what tools are available to help you get in front of more prospects.

May 7- Advanced Sales Strageties - the majority of top agents are using E-apps and are NOT selling face-to-face. Learn how to get your propsects to buy over the phone. Save time and gas!

Call today to register! 800-504-7471

Below is a article I copied from recent email I received. It is short and it has graphs – making it easy to read. If you have not paid attention to the long term care market, it will get you quickly caught up.

At Premier Insurance Partners, we have a variety of alternate ideas for assisting you with your LTC needs. Give us a call if the below article generates any questions. We’d love to help you!
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Don’t Grow Old Without It (LTC)
By KELLY GREENE – The Wall Street Journal – April 10, 2012

Long-term-care insurance: It can make the difference between living out your life the way you want and becoming a burden to your family or a ward of the state. But it is becoming significantly more expensive, more complicated and harder to get with each passing year. Average premiums on new policies have risen some 6% to 17% in the past year alone, according to the American Association for Long-Term Care Insurance, a trade group. Some insurers have even doubled their premiums on existing policies. The increases come as the industry grapples with low interest rates and policyholders who are living a lot longer than the actuaries said they would. At the same time, big companies like Prudential Financial and MetLife have stopped selling new policies in the individual market, continuing a trend that began several years ago. Ten of the top 20 writers of individual coverage five years ago have announced their exit, according to Limra International, an industry-funded research firm. http://online.wsj.com/article/SB10001424052702304072004577323430307937536.html#printMode
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If you click on the link, it should take you to a graph that is a terrific visual. Many people are now turning to Short Term Care (covers the client for up to 365 days) policies. These policies are EZ issue and quick turnaround. Many nursing home stays are short due to a hip injury or similar.

Also LTC annuities are increasing popular. The annuity amount is tripled for a LTC stay, plus payments are likely tax-free.

Fianlly, try buying too much benefit versus using an inflation rider($300/day vs $150/day with inflation rider). Inflation riders are very costly. Add a “shared care” benefit and really solve the problem with a much lower premium.

Call us today for creative solutions.

Do you want:

-Free Leads
-Co-op advertising
-A Free web site and hosting
-Higher commission
-annuity training
-Final Expense and all other life products training
-medicare supplement training
-Trips to mingle with other members
-and much more!!!!

Our recently activated Premier Partner’s Club (PPC) provides those benefits! Our new PPC rewards agents who are CONSINSTENT PRODUCERS -it requires only a few paid applications per quarter for you to receive these perks!

We started this club not necessary for the top producers, but for the consistent producer. We want to encourage and reward agents to continually and consistently submit applications to Premier Insurance Partners.

For only minimal production per quarter, as low at 8 apps per quarter, you can qualify. We don’t necessarily count premium, we count applications.

Check out details at http://www.pip1.com/Premier_Partners_Club.html
or simply go to our web site and click on the PPC tab.

I always feel the best ideas come directly from the agents, not from the sales desk of the insurance company. At Premier Insurance Partners we are constantly asking top producers, “What’s working, how are you selling all those policies?”

Top Annuity Sales Idea:

Several of our high end (and many entry level) annuity agents are placing simple annuity advertisements in local newspapers. The ads are approved by the carrier and simply state: 3.45% Guaranteed for 5 Years. The agent is getting calls and getting premium. As riduculous as 3.45% for 5 years may sound, it is huge rate compared to 5 year CD’s not even paying 1%.

Medicare Supplement Copy-Cats:

Some of our medicare agents are copying this idea with Medicare Supplement newspaper advertisements. Many carriers have recently implemented large double-digit rate increases. Seniors are shopping and are responsive to these advertisements. In addition, there are 10,000 people turning age 65 EVERY day. They are hungry for information on Medicare and supplements.

If you want to know what works or for carrier approved advertisements, call us now at 800-504-7471. We’d be happy to help you get started!

Remember the good ol days of selling annuities? Double digit commissions, EZ presentations, good value to the customer, products with good renewal rates . . .

Those days are Back!!! Only now we call it Single Premium Life or SPL. SPL is the perfect product for many of your annuity holders. If you have annuity clients who simply continue to re-invest their dollars? SPL is likely the answer. Do you have annuity clients with conerns about LTC? The answer may be SPL. Do you have annuity clients who simply want to pass the most money on to their spouse/kids probate free? SPL fits the need! PLUS: SPL passes on income tax free!

What in it for the agent? A terrific product for their client and 13% or more commission! Plus most SPL is simplified issue.

Other benefits:
- Death Benefit enhancer – likey more death benefit than any annuity could ever accumulate, plus the death benefit is immediate!

-LTC needs – access 80% of the death benefit (not account value) for LTC needs. The remaining 20% is still paid at death. Some products have home health care benefits!

What about QUALIFIED PLANS?? There is a new SPL that accepts QUALIFIED dollars. Now you can roll 401(k) and IRA money into an SPL. This is perfect for those who don’t plan on living off their qualified account.

Call Premier Insurance Patners 800-504-7471 for assistance.

Annuity sales are skyrocketing. I know that seems impossible as rates are at all time lows, but it is our reality.

Our five year fixed rate on Sentinel Life annuities is 3.45%. One would think such a rate wouldn’t garner much attention. It does. It is selling like hot cakes. It is a very easy close, especially when banks are paying less than one percent.

What about indexed annuities? Again, strong sales in these products. Why? The answer is simple, Guaranteed Income Riders. Senior today want guarantees. Those nearing retirement want safety and guarantees. With the GIR’s you can guarantee over 6% growth and retirment income of 3.5% or better. Plus, products like the Phoenix annuities carry high bonuses – up to 45%.

Call now to find out more 800-504-7471

Join me in welcoming the newest member to the Mutual of Omaha family – Omaha Insurance Company.

This new company will be offering Omaha Insurance Company medicare supplments in the states of CT, KY, MD, MI, OH, PA, SC, WV

We have the rates and they are likely the lowest in the respective state.

You can get contracted now by calling us at 800-504-7471.

Are you interested in learning how to sell more Medicare Supplements? Premier Insurance Partners is the national leader in training agents to sell.

We have the training manual which can set you apart from all the other agents. This manual is the one used by top career organizations. It includes:

-the 4-Step Approach- provides you the exact path and script to use from the time you knock on the door.
-Overcoming Objections – this manual first helps you eliminate all objections before they arrise. However, if the do arise, we give the way to overcome them.
-Asking for Referrals – We teach you to be a Pro in gaining the best prospects, Referrals!

PLUS: We have the top carriers and contracts. Stonebridge Life Medicare Supplements are available for sell in April. Plus we have other top carriers like Sentinel Life, Forethought Life, and the new Omaha Insurance Company.

Call now for your Training Manuals at 800-504-7471.

Premier Insurance Partners is excited to one of only a very few national marketers to introduce the Stonebridge Life medicare supplement.  Stonebridge is part of the Aegon/Transamerica family and carries an A+ rating from AM Best.

Stonebridge will have the lowest rate in most urban areas.  Whereas most medicare supp carriers target the rural areas, you now have a strong carrier for your urban clients.

As a lead marketer, we will be offerring the highest commissions possible. If you have documented higher production, we may be able to offer even greater compensation.

Final Expense will also be offerred by Stonebridge.  At 115% commission, it is to carve a niche for itself.  A quality carrier, superior product, and super commissions.

Call us today for your contract * 800-504-7471